Merchant Card Services

Merchant Card Services

Accepting card payments will make your
customers (and your bottom line) happy.
Increase profits with merchant card services.

Lighthouse Bank offers industry-leading merchant processing services through our partnership with 360 Payment Solutions. Lighthouse Bank and 360 Payments together create a team that is dedicated to competing with national size firms without sacrificing the benefits of local firms such as accessibility, transparency, and loyalty. By combining our banking expertise with 360 Payment Solutions premier payment processing network, you can enjoy a one-stop solution for all of your banking and payment processing needs.

  • 360 Payment Solutions discloses their profit directly to you – Since every processor has the same wholesale rates, only profit can be negotiated. 360 Payment Solutions prefers to just be honest and tell you how much they are earning.
  • Guaranteed Rates – They promise to never raise profitability on merchants.
  • 24/7/365 Customer Service – With live representatives
  • Free Local Technical Service –Dedicated local technicians who service our clients in person.
  • Free Virtual Terminal – 360 Payment Solutions can securely store your clients’ credit card data.
  • Recurring payments is an additional functionality available at no extra cost.
  • Easy Statements – Statements are easy to read, and 360 Payment Solutions will review them with you.

Benefits of adding merchant card services through 360 Payment Solutions include:

  • Provide additional payment options for your customers
  • Accept major credit and debit cards for increased versatility
  • Boost your bottom line by making it easier for people to pay you
  • Reduce processing time and human error
  • Reduce billing expenses
  • Equipment is easy to use and set up
  • Streamline billing and record-keeping
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Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

Lighthouse Bank’s focus on exceptional service is impressive! They understand my needs and continually deliver ultra-responsive service.

Karen K. McCay
Pahl & McCay

Lighthouse Bank isn’t just a bank. They really care about every customer who walks in the door, from greeting you by name, to finding the right solution to your banking needs, and supporting small businesses.

Carrie Clark & Sebastian Manjon
ViDA Juice

We love them so much we decided to open personal accounts as well!

Leilani Zehnder and Ariel Stirm
Botanic & Luxe

We couldn’t have asked for a better partner to start a new business! Lighthouse Bank’s SBA lending program has helped us turn our dream into a reality.

Jason and Josh Morgan
PRIMAL Santa Cruz

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