Our cash management services will streamline your operations.
Meet with us about finding a solution tailored to your needs.
Business Credit Cards
Enjoy worldwide purchasing power, convenience with the extraordinary benefits of a Mastercard® offered through our trusted partner, The Independent Bankers Bank. Learn more.
Cash Vault & Armored Car Service
If your business operation is cash intensive, requiring frequent trips to the bank and/or requires a continuous inventory of coin and currency, an Armored Courier Service can be arranged to visit your location. Deposits are processed and deposited securely, reliably and promptly.
Stay in control of accounts 24/7. View balances, see transaction history, initiate transfers, place stop payments, set up wire transfer requests, and pay bills anytime, anywhere.
With 24/7 access to our secure web server, Online Banking gives clients up-to-the-minute data to manage their finances more effectively. Our user-friendly, web-based tools allow clients to conduct a range of transactions and view your prior-day, current-day, and real-time banking activity. In addition, business owners can delegate one, all or partial functions (dual control*) to employees.
- Check balances and view transactions
- View check images
- View Account Statements
- Stop Payments
- Transfer funds between own accounts*
- Transfer funds between their own accounts at other Financial Institutions*
- Transfer funds to other accounts at Lighthouse Bank*
- Cash Management Services
- Pay bills online with Business Bill Pay*
- Set up ACH payments*
- Set up wire transfers*
- Remote Deposit Capture*
- Lighthouse Bank can provide business with advanced cash management tools and technologies that simplify these tasks, leaving clients more time to focus on their core business
Online Bill Payment
Add efficiency to busy workdays, and never miss a payment. Set up recurring payments, receive alerts, and more — all online.
- Save money - no more stamps or envelopes
- Save time - pay bills in minutes instead of hours
- Reduce the risk of human error and late payments
- Set recurring/automatic payments to improve cash flow
Automated Clearing House (ACH) Origination
Send and receive funds online effortlessly with ACH Origination. Pay vendors and employees in a streamlined manner, and realize incoming funds faster.
- Simplifies electronic transactions – securely
- Take control of your cash flow with a fast and secure way to manage payments. With Automated Clearing House (ACH) services you can pay anyone, anytime – quickly, securely, and efficiently. Pay employees easily with direct deposit, make electronic payments to vendors, and schedule cash disbursements. ACH financial transactions can reduce errors, improve cash flow, and strengthen your vendor relationships.
- Process large volumes of financial transactions
- Collect consumer payments on bills and premiums
- Ensure on-time payment delivery to vendors
- Make direct payroll deposits
Drop off your deposits anytime with our night depository box. It's safe, secure, and convenient.
- Provides additional security for merchants and business clients.
- Securely drop deposits outside of normal banking hours.
- Deposits are processed the following business day.
Positive Pay is an online fraud detection tool which reduces your exposure to check fraud losses. With Positive Pay, you’ll be alerted to suspicious checks immediately.
ACH Fraud Filter
Monitor the ACH debit activity on your business accounts with this fraud prevention tool. ACH debits presented for payment to your account must be pre-authorized by you. Unauthorized transactions will be returned, thereby preventing potential losses before they occur.
Send money from your account to accounts at other financial institutions in the U.S. or internationally safely and with ease. For your convenience, Lighthouse Bank provides several ways for you to initiate a wire transfer, including in-person as well as through the Online Banking platform. You can send international wire transfers in U.S. dollars or foreign currency.