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Debit Card

Forget checks — upgrade to a sleek Mastercard® debit card from Lighthouse Bank. Open a checking account to receive your card for free, and make purchases anywhere Mastercard is accepted. You can also make ATM withdrawals with your debit card - and we’ll even waive all ATM surcharges - anywhere in the world! Link your money market, savings, or overdraft savings account to your debit Mastercard for even more convenience.


Don't have an account yet? Get started with a personal or business account today.

Want extra security for your debit card? Control your card, directly from your phone: Get the SecurLOCK app.

Mastercard Zero Liability Rules

Safe Deposit Boxes

Securely store your valuables using one of our affordable safe deposit boxes. Visit a branch or contact us for pricing and availability. 

NOTICE: The contents of your safe deposit box are not insured against loss by Lighthouse Bank or FDIC. You may wish to obtain your own insurance on the contents of your box.

Electronic Funds Transfer (EFT)

We provide a variety of electronic funds transfer (EFT) deposit account services. These include all transfers resulting from debit cards (including ATM Transactions), electronic payments, credits and transfers, telephone transfers, and online banking transactions. We may issue you an access device, such as a card, code, or other means of accessing your account to initiate EFTs. Our business days for conducting EFT services are all days except Saturdays, Sundays, and federal holidays.

Notary Services

For the convenience of our clients, we offer Notary Services in our offices. Please contact us to schedule an appointment.

Night Deposit Service

Visit a branch after business hours to take advantage of our night deposit service.

  • Provides additional security for merchants and business clients
  • Securely drop deposits outside of normal banking hours
  • Deposits are processed the following business day

Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

Lighthouse Bank’s focus on exceptional service is impressive! They understand my needs and continually deliver ultra-responsive service.

Karen K. McCay
Pahl & McCay

Lighthouse Bank isn’t just a bank. They really care about every customer who walks in the door, from greeting you by name, to finding the right solution to your banking needs, and supporting small businesses.

Carrie Clark & Sebastian Manjon
ViDA Juice

We love them so much we decided to open personal accounts as well!

Leilani Zehnder and Ariel Stirm
Botanic & Luxe

We couldn’t have asked for a better partner to start a new business! Lighthouse Bank’s SBA lending program has helped us turn our dream into a reality.

Jason and Josh Morgan
PRIMAL Santa Cruz

See all Testimonials