Personal Overdraft Savings

Personal Overdraft Savings

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Mistakes happen. Our overdraft savings account can
save you money should your checking become overdrawn.

Key Features

  • Competitive Interest
  • Digital Banking
  • Competitive interest on entire balance
  • Avoid $5 monthly maintenance fee by maintaining an average daily balance of $500 during the statement cycle
  • $10 per overdraft transfer during the statement cycle
  • Free digital banking
  • All ATM surcharges waived
  • $500 minimum deposit to open

Calculate insurance coverage using the FDIC’s Online Electronic Deposit Insurance Estimator.

Get Started

We couldn’t have asked for a better partner to start a new business! Lighthouse Bank’s SBA lending program has helped us turn our dream into a reality.

Jason and Josh Morgan
PRIMAL Santa Cruz

Lighthouse Bank’s focus on exceptional service is impressive! They understand my needs and continually deliver ultra-responsive service.

Karen K. McCay
Pahl & McCay

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

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