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Rates Calculator

Serious investors can enjoy a sure thing with our
fixed-rate CD. Simply choose your term to get started.

Key Features

  • Fixed Rates
  • Flexible Terms

Get 2.35% APY1 with an 18-month CD

1Annual Percentage Yield (APY). Rate quoted for 18-month Certificate of Deposit (CD) account is effective as of 05/23/2018, and subject to change at any time without prior notice. Minimum opening deposit required to obtain the rate quoted is $50,000.00. To be eligible for the promotional rate, the account must be new funds to Lighthouse Bank. The promotional APY applies only to the initial term of the account. A penalty will be imposed for early withdrawal. Please contact us for additional information.


Unlock Exclusive Rates with Deposits of $100,000 or More

12 – 23 Months 1.61% APY2 

24 – 35 Months 1.86% APY2

36 – 47 Months 2.01% APY2

48 – 59 Months 2.25% APY2

60 Months 2.45% APY2

2Annual Percentage Yield (APY). Rates quoted are effective as of 04/16/2018, and are subject to change at any time without prior notice. Minimum opening deposit required to obtain the rates quoted is $100,000.00. Promotional rates only apply to new funds to Lighthouse Bank. The promotional APY applies only to the initial term of the account. A penalty will be imposed for early withdrawal. Contact us for additional information.

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Interest is compounded daily and paid monthly
  • Provides more guarantee than other, risky investments
  • A wide range of terms available (from 30 days to 5 years)
    • IRA terms start at 180 days
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • $10,000 minimum deposit to open CD2
  • $2,000 minimum deposit to open IRA

Calculate insurance coverage using the FDIC’s Online Electronic Deposit Insurance Estimator.

1All withdrawals are subject to an Early Withdrawal Penalty. Mandatory IRA distributions are excluded.

2Additional deposits (including ACH & wires) may not be made into a certificate of deposit.

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

See all Testimonials