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Bank with local people who can see the good you
accomplish everyday — and earn interest while doing it.

Key Features

  • Complimentary Courier Service
  • All ATM Surcharges Waived
  • Digital Banking
  • Debit Card

As a locally owned and operated Bank, we carry a deep sense of responsibility when it comes to the development and economic health of the communities we serve. The Board, management, and staff of Lighthouse Bank are dedicated to providing support and assistance to organizations that help make a difference in Santa Cruz and Silicon Valley.

Read about our Community Involvement.

Subject to change on accounts with high volume deposits and check writing.

We couldn’t have asked for a better partner to start a new business! Lighthouse Bank’s SBA lending program has helped us turn our dream into a reality.

Jason and Josh Morgan
PRIMAL Santa Cruz

Lighthouse Bank’s focus on exceptional service is impressive! They understand my needs and continually deliver ultra-responsive service.

Karen K. McCay
Pahl & McCay

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

See all Testimonials