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Welcome to Lighthouse Bank

Lighthouse Bank is a locally-owned and operated commercial bank with offices in Santa Cruz and Silicon Valley. We offer a comprehensive selection of banking services to professionals, small- to medium-sized businesses, and non-profit organizations. 

We focus on developing banking relationships that are tailored to meet the individual needs of each client. Our services combine the latest in banking technology and convenience coupled with traditional community bank values. We are locally-headquartered and managed, which gives us the ability to respond to your needs quickly. Our professional staff is dedicated to providing our clients with competitive products, prompt decisions, and exceptional, personalized service.

Lighthouse Bank is the premier choice for those who desire a bank which provides a high level of service, individualized attention, and fast turnaround on decisions.

We invite you to visit one of our locations today!

Our Mission Statement

Lighthouse Bank is committed to providing superior personalized banking products and services. We are dedicated to creating financial benefit for our clients, professional growth for our employees, and financial prosperity for our owners and community.

Awards, Milestones, & Recognition

  • Lighthouse Bank marked its 10th Anniversary and celebrated the grand opening of its Silicon Valley Office in October 2017.
  • Three consecutive-years ranked among “Nation’s Top Ten Healthiest Banks”, by depositaccounts.com.
  • S&P Global Market Intelligence ranking as “Nation’s 11th Best-Performing Community Bank” for 2017, of 4,383 banks of asset size under $1 billion.
  • Financial Management Consulting’s “Sixth Highest Performing Bank” out of 159 California banks, based on overall performance.
  • 23-consecutive quarters possessing “Five-Star Superior,the top rating by Bauer Financial.
  • Seven consecutive-year achievement of “Super Premier Performing Bank,the highest designation given by Findley Reports, Inc.

Lighthouse Bank has been the perfect partner for our business. They helped us secure our loan and credit line to help pivot our business and set us up for success for years to come.

Spencer Joseph & Brandon Stewart
Caliber Truck Co

Lighthouse has been a partner of the Digital NEST since its inception. It has been a pleasure working with them and they have met all of our needs including easy access to Online Banking & Remote Deposit Capture.

Jacob Martinez
Digital NEST

Starting a business is tough, but Lighthouse Bank’s SBA Lending Program ensured we had the capital we needed to succeed.

Chris Baca, Charles Jack, and Jared Truby
Cat & Cloud Coffee

It's fun to go to Lighthouse Bank! We're appreciated as individuals and as members of our shared community. We were happy to partner with them via a loan to solar power our business.

Rob & Kathleen Genco
Discretion Brewing

Banking with Lighthouse allows us to spend more time running our business and less time making trips to the bank!

Mary Ann & Mark Escobar
Escobar Diamonds

Lighthouse Bank’s focus on exceptional service is impressive! They understand my needs and continually deliver ultra-responsive service.

Karen K. McCay
Pahl & McCay

Lighthouse Bank isn’t just a bank. They really care about every customer who walks in the door, from greeting you by name, to finding the right solution to your banking needs, and supporting small businesses.

Carrie Clark & Sebastian Manjon
ViDA Juice

We love them so much we decided to open personal accounts as well!

Leilani Zehnder and Ariel Stirm
Botanic & Luxe

We couldn’t have asked for a better partner to start a new business! Lighthouse Bank’s SBA lending program has helped us turn our dream into a reality.

Jason and Josh Morgan
PRIMAL Santa Cruz

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